American Express Blue Cash Preferred Card

American Express Blue Cash Preferred Card Reviews

Ranked #6 in Cash-back cards

Cash-back card

High cash back on groceries and streaming easily covers the fee; some hit the grocery cap.

82Signal
83% positive
75reviews
How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Updated 12 NovCompare with Capital One Savor

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What people mention

Often liked

Great rewards14

Topics grouped from customer reviews, with how many mention each; read the originals below.

Real customer experiences (75)

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Showing 18 reviews mentioning great rewards Show all

Reddit · r/CreditCards · Nov 11, 2026

Positive

Summary of a Reddit comment

Upgraded from the Blue Cash Everyday after years and keeps the Preferred because groceries are their biggest spend, paying in full each month so the fee is outweighed.

Reddit · r/amex · Aug 10, 2026

Positive

Summary of a Reddit comment

They use the Amex Blue Cash Preferred for supermarkets and streaming services in a large household, and report getting a lot of cash back each year from it.

Reddit · r/CreditCards · Feb 27, 2026

Positive

Summary of a Reddit comment

They prefer the Blue Cash Preferred for its high grocery and streaming earn, the Disney bundle credit, Amex Offers and purchase protections, even after the annual fee reduces the net grocery rate.

Reddit · r/CreditCards · Feb 26, 2026

Positive

Summary of a Reddit comment

They use the Blue Cash Preferred for groceries, streaming, tolls and parking, find the rewards cover the annual fee, and praise Amex customer service for resolving issues.

Reddit · r/CreditCards · Nov 22, 2024

Positive

Summary of a Reddit comment

They earn solid cash back on the Amex Blue Cash Preferred from groceries, gas, streaming and offers, and the monthly Disney credit nearly wipes out the annual fee on spending they already do.

Reddit · r/personalfinance · Oct 22, 2026

Positive

Summary of a Reddit comment

They use their Amex Blue Cash Preferred only for groceries and gas because other cards pay better elsewhere, and recommend it to people who cook at home a lot.

Reddit · r/CreditCards · Sep 2, 2026

Positive

Summary of a Reddit comment

Uses the Blue Cash Preferred for 6% on groceries and streaming, and its monthly Disney credit offsets the annual fee for them.

Reddit · r/ChaseSapphire · Oct 2, 2025

Positive

Summary of a Reddit comment

The grocery cash back easily covers the fee.

Reddit · r/amex · Aug 2, 2025

Positive

Summary of a Reddit comment

Uses the streaming credit and 6% back on groceries and streaming.

Reddit · r/amex · Sep 8, 2026

Positive

Summary of a Reddit comment

Uses the Blue Cash Preferred for groceries at 6% back, since they rarely eat out.

Reddit · r/CreditCards · Dec 28, 2025

Positive

Summary of a Reddit comment

At Fred Meyer, purchases across different departments have always coded as groceries on their Preferred card, including a key duplicated in the home improvement section.

Reddit · r/ChaseSapphire · Aug 13, 2025

Positive

Summary of a Reddit comment

Will lean on their Blue Cash Preferred, calling 6% on groceries insane.

Reddit · r/amex · Jun 11, 2025

Positive

Summary of a Reddit comment

Added the Blue Cash Preferred for groceries and it has paid off nicely.

Reddit · r/personalfinance · Feb 28, 2023

Positive

Summary of a Reddit comment

Misses the 6% grocery and 3% gas cash back from this Amex card.

Reddit · r/personalfinance · Feb 27, 2023

Positive

Summary of a Reddit comment

6% on groceries, including grocery-store gift cards, more than covers the fee.

Reddit · r/personalfinance · Oct 22, 2020

Positive

Summary of a Reddit comment

Finds the Blue Cash Preferred easily earns back its fee on groceries and gas, with a good app and top-notch customer service.

Reddit · r/CreditCards · Sep 8, 2023

Positive

Summary of a Reddit comment

Uses the Blue Cash Preferred for streaming and groceries, with a backup card once grocery spending passes its cap, and it works well for them.

Reddit · r/amex · Jul 24, 2023

Positive

Summary of a Reddit comment

Uses the Blue Cash Preferred for 6% on groceries and streaming.

Common questions about American Express Blue Cash Preferred Card

What do customers say about American Express Blue Cash Preferred Card?

Customers praise the high cash back on groceries and streaming, saying it easily covers the annual fee. Some note a spending cap on groceries and use a backup card past it. Support and the app were called good, and no real complaints came up.

Is American Express Blue Cash Preferred Card worth it?

Of the 75 reviews with a clear verdict, 83% are positive, 15% mixed and 3% negative. The praise mentioned most is great rewards.

What do people like about American Express Blue Cash Preferred Card?

The praise reviewers mention most: great rewards (14 reviews) and helpful support (1 review). For example: Finds the Blue Cash Preferred easily earns back its fee on groceries and gas, with a good app and top-notch customer service.

What does the signal score of 82 mean?

It's how well reviewed American Express Blue Cash Preferred Card is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.

What are the specs of American Express Blue Cash Preferred Card?

Category: Cash-back card. Type: Cash-back credit card. Fees: $0 intro annual fee the first year, then $95. Rates & rewards: 6% cash back at U.S. supermarkets (up to $6,000 a year, then 1%) and on select U.S. streaming; 3% on transit and U.S. gas.

How does American Express Blue Cash Preferred Card rank?

#6 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.

Where do these American Express Blue Cash Preferred Card reviews come from?

75 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.

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