Reddit · r/CreditCards · Jul 17, 2026
NegativeSummary of a Reddit comment
They found the Cash+ sounded great in theory but gave little in practice because none of their utilities code for the 5% category, a point they flag for other applicants.
U.S. Bank Cash+ Visa Signature Reviews
Cash-back card
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (91)
Add your reviewShowing 1 review mentioning great rewards Show all
Common questions about U.S. Bank Cash+ Visa Signature
Is U.S. Bank Cash+ Visa Signature worth it?
Of the 91 reviews with a clear verdict, 67% are positive, 16% mixed and 16% negative. The praise mentioned most is great rewards. The most common complaint is hard to redeem.
What do people like about U.S. Bank Cash+ Visa Signature?
The praise reviewers mention most: great rewards (49 reviews), easy to use (5 reviews) and low fees (4 reviews). For example: Calls the Cash+ a card you can age with and says earning 5% back on utility bills is their favorite bonus of all their cards.
What are the most common complaints about U.S. Bank Cash+ Visa Signature?
The complaints reviewers mention most: hard to redeem (6 reviews), poor support (6 reviews) and buggy app (4 reviews). For example: They have used the Cash+ for years redeeming for cash, but are now told to redeem in fixed increments, leaving a small balance stuck in the account.
What does the signal score of 78 mean?
It's how well reviewed U.S. Bank Cash+ Visa Signature is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of U.S. Bank Cash+ Visa Signature?
Category: Cash-back card. Type: Choose-your-category cash-back credit card. Fees: No annual fee. Rates & rewards: 5% cash back on your first $2,000 in combined purchases each quarter in two categories you choose; 2% on one everyday category.
Where do these U.S. Bank Cash+ Visa Signature reviews come from?
91 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.