Fidelity Cash Management Account Reviews

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Values the CMA's free worldwide ATM reimbursements, free wires, decent interest on idle cash, cash management tools and quick ACH, with no fees or minimums.

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Opened the account after running into high ATM fees in South America and keeps it lightly funded from their brokerage account for that purpose.

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Calls it their first choice as a high-yield savings account, citing the interest rate, free checking, the debit card with ATM fee reimbursement and free bill pay.

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Uses the debit card at casino and dispensary ATMs and gets the fees rebated, preferring that to carrying a whole trip's cash.

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Uses a primary and a travel CMA for years and likes worldwide ATM fee refunds and a better exchange rate than cash exchange places.

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Has used the CMA as hub account since 2012 with no fees, free checks and bill pay and good dividends.

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Has used the CMA as primary checking for years with great automated bill pay, flawless ATM reimbursement and no extra foreign fees.

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Uses the Fidelity CMA as a total replacement for checking and savings, with auto-sweep, free checks, free ATM use, bill pay and zero fees.

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Loves the CMA, with a debit card that has had no ATM fees domestically or internationally, checks and direct deposit, missing only cash deposits and Zelle.

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They use a Fidelity CMA with a money market fund option, no ATM fees and free wires, and say Fidelity stopped pitching wealth management once they said they are a self-directed investor.

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Used the CMA debit card in Europe only for ATM withdrawals and was never charged a foreign fee, with ATM fees reimbursed automatically.

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They have used Fidelity for years and use its Cash Management Account as their checking account. They say someone always answers the phone and they have never been charged a fee in six years.

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Calls the CMA debit card the GOAT for international travel, with all fees reimbursed, including a foreign ATM fee refunded before they got home.

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Loves withdrawing local currency abroad with the CMA debit card, with no exchange markup and ATM fees reimbursed.

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Uses the CMA as main checking for bills and travel, citing no ATM or foreign transaction fees and interest, and says it replaced any travel-card checking account.

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Says the CMA works like a checking account that does not suck, with refunded ATM fees, few fees and great interest, and has zero regrets.

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Moved to a Fidelity cash account in 2008 and never looked back, valuing cash access anywhere and no random fees.

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Uses the Fidelity debit card only as a last resort and values earning interest on cash with no chance of fees.

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Has used the Fidelity CMA as their only bank for eight years with free checking, free checks and reimbursed ATM fees.

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Wishes they had moved to Fidelity sooner, finding free checks and no fees much better than their old bank despite no Zelle or cash deposits.

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Chose the Fidelity CMA for cash since their brokerage, 401k and HSA are there, and appreciates the debit card that reimburses ATM fees.

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Says the account's ATM fee reimbursement covered a steep fee and currency conversion charge from a European ATM while studying abroad.

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Uses it as a primary account and finds bill pay and direct deposit entirely fine, with free ATM reimbursement and a yield that matches or beats most high-yield savings accounts.

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Has used the account as their main checking for around two decades and calls it generally great, with free ATM withdrawals and checks and decent interest.

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Loves earning interest on checking, free bill pay, locking the debit card in the app and free ATM fee reimbursement.

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Uses the CMA as checking, notes ATM fees are reimbursed without receipts, and keeps a secondary bank for larger cash needs.

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Used the CMA internationally and found it amazing, with foreign ATM fees automatically reimbursed.

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Switched to the CMA and Visa and calls it the best decision, with no ATM debit fees and good website and support.

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Used a casino ATM with a high fee and Fidelity reimbursed it with no problem.

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Generally happy after switching, withdrawing from any ATM without worrying about fees.

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Uses the CMA for checking and savings and notes the debit card has unlimited lifetime ATM fee reimbursement.

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Says Fidelity refunds whatever fee any ATM charged within a couple of days and that the CMA has been great apart from missing Zelle.

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Likes using the CMA card abroad because ATM fees are refunded and there is no low daily ATM limit.

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Likes the CMA's check writing, SPAXX interest and refunded ATM fees, but cannot use Zelle.

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Says the CMA works great as a primary account, with ATM reimbursements, no random bank fees and interest on cash.

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Finds the CMA works for their purposes thanks to no foreign transaction fees and worldwide ATM fee reimbursement.

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Loves the debit card abroad with no transaction fee and ATM fees reimbursed within days.

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Used the CMA debit card at a 7/11 ATM in Kyoto, which worked without a problem, and the fee reimbursement worked too.

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Says the CMA is by far the best and better than most banks, with free checks, worldwide ATM reimbursement, best rate and early direct deposit.

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Had all ATM fees reimbursed by Fidelity in every country tried, even fairly high amounts.

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Customer for two-plus years who calls the CMA a killer product with no fees of any kind, apart from lacking Zelle and cash deposits.

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Finds the Fidelity CMA offers a better deal on foreign ATM withdrawals and pays dividends that beat interest checking.

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Says the CMA's features top their credit union's and that free wire transfers make Zelle unnecessary.

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Finds ATMs no problem because Fidelity covers the fee, and Apple Pay with the CMA debit card works fine.

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Loves their CMA with a no-fee debit card and money sitting in SPAXX, an easy way to save for a house.

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Likes that the CMA debit card refunds ATM fees worldwide.

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Calls the CMA one of the best checking accounts, with no-fee ATM and interest on bill money.

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Says the CMA works great with ATM reimbursements even at international ATMs.

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No complaints and says the ATM fee reimbursement works perfectly.

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Has several Fidelity CMAs and pays no fees.