Compared from 338 real customer reviews

American Express Gold Card vs Bilt Card vs Citi Strata Premier

Side by side from 338 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

107 reviews

76 signal

209 reviews

61 signal

22 reviews

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

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Specs

Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
Type
Rent and travel rewards credit card
Fees
Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards
Up to 1.25x points on rent and mortgage payments
Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products