Compared from 148 real customer reviews

American Express Gold Card vs Capital One 360 Checking

Side by side from 148 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

107 reviews

51 signal

41 reviews

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Liked mostreviews mentioning it

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Watch forreviews mentioning it

Specs

Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
Minimum
Not listed
Type
Online checking account
Fees
No monthly fees, no overdraft fees
Rates & rewards
Not listed
Minimum
No minimum balance to open or keep

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Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products