Compared from 643 real customer reviews
American Express Gold Card vs Citi Strata Premier vs Monarch
Side by side from 643 real reviews. Every count is the same as on each product’s page.
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
75 signal
107 reviews61 signal
22 reviews79 signal
514 reviewsIn short
Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.
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Mint-style overview that many moved to from Mint, YNAB or Copilot; accounts that stop syncing.
Liked mostreviews mentioning it
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Specs
- Type
- Travel rewards charge card
- Fees
- $325 annual fee
- Rates & rewards
- 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
- Type
- Travel rewards credit card
- Fees
- $95 annual fee
- Rates & rewards
- 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging
- Type
- Budgeting and net-worth app
- Fees
- Core $99.99 a year or $14.99/month; Plus $199 a year
- Rates & rewards
- Not listed
More comparisons
Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products