Compared from 144 real customer reviews

American Express Gold Card vs Citi Strata Premier vs Rocket Money

Side by side from 144 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

107 reviews

61 signal

22 reviews

57 signal

15 reviews

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Users mostly treat Rocket Money as a stand-in after Mint or Monarch, finding it fairly good though not quite as polished as Monarch.

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Specs

Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging
Type
Budgeting and subscription app
Fees
Free plan; Premium is sliding-scale monthly pricing with a 7-day free trial; Premium+ is $15/month plus tax
Rates & rewards
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products