Compared from 240 real customer reviews

American Express Gold Card vs Chase United Explorer Card vs Chase Sapphire Preferred

Side by side from 240 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

107 reviews

67 signal

56 reviews

75 signal

77 reviews

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel.

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Specs

Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
Type
Airline credit card
Fees
$0 intro annual fee for the first year, then $150
Rates & rewards
9x total miles on eligible United flights; 3x on other eligible United purchases; 2x on dining and hotels booked direct; 1x on all other purchases
Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
5x points on Chase Travel, 3x on dining

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products