Compared from 1,460 real customer reviews

American Express Gold Card vs Chase World of Hyatt Credit Card vs Chase Sapphire Reserve

Side by side from 1,460 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express Gold Card

Travel rewards card

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Chase World of Hyatt Credit Card

Travel rewards card

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Chase Sapphire Reserve

75 signal

69 signal

79 signal

In short

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

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Specs

Type: Travel rewards charge card
Fees: $325 annual fee
Rates & rewards: 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)

Type: Hotel credit card
Fees: $95 annual fee
Rates & rewards: Up to 9x total points at Hyatt hotels (4x bonus plus up to 5x base); 2x at restaurants, on airline tickets bought direct, local transit and commuting, and fitness club & gym memberships

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

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