Compared from 1,015 real customer reviews
American Express Gold Card vs YNAB vs Citi Strata Premier
Side by side from 1,015 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
75 signal
107 reviews81 signal
886 reviews61 signal
22 reviewsIn short
Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.
Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.
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Specs
- Type
- Travel rewards charge card
- Fees
- $325 annual fee
- Rates & rewards
- 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
- Type
- Budgeting app
- Fees
- $109 a year (annual plan)
- Rates & rewards
- Not listed
- Type
- Travel rewards credit card
- Fees
- $95 annual fee
- Rates & rewards
- 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging
More comparisons
Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products