Compared from 430 real customer reviews

Apple Card vs Chase Freedom Flex vs Citi Double Cash

Side by side from 430 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

82 signal

191 reviews

83 signal

92 reviews

76 signal

147 reviews

In short

Most customers like the clean app, daily cash back, extra cash back on Apple Pay and no foreign transaction fees, and many use it mainly for interest-free Apple device financing.

Rotating categories and stackable offers lift returns, though some find them a hassle to track.

Simple flat-rate catch-all that many keep for years; the main gripe is Citi customer service.

Liked mostreviews mentioning it

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Specs

Type
Cash-back credit card
Fees
No annual, over-the-limit, foreign-transaction or late fees
Rates & rewards
3% Daily Cash at Apple
Type
Rotating-category cash-back credit card
Fees
$0 annual fee
Rates & rewards
5% cash back on up to $1,500 in rotating categories each quarter you activate
Type
Flat-rate cash-back credit card
Fees
No annual fee
Rates & rewards
2% cash back on purchases: 1% when you buy, 1% as you pay

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products