Compared from 1,091 real customer reviews

Bilt Card vs Capital One Venture X vs American Express The Platinum Card from American Express

Side by side from 1,091 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Bilt Card

Travel rewards card

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Capital One Venture X

Travel rewards card

Visit site

American Express The Platinum Card from American Express

76 signal

83 signal

87 signal

In short

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Liked mostreviews mentioning it

Watch forreviews mentioning it

poor support12

Specs

Type: Rent and travel rewards credit card
Fees: Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards: Up to 1.25x points on rent and mortgage payments

Type: Premium travel rewards credit card
Fees: $395 annual fee
Rates & rewards: 10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

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