Compared from 1,091 real customer reviews

Bilt Card vs American Express The Platinum Card from American Express vs Capital One Venture X

Side by side from 1,091 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

76 signal

209 reviews

87 signal

720 reviews

83 signal

162 reviews

In short

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

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Specs

Type
Rent and travel rewards credit card
Fees
Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards
Up to 1.25x points on rent and mortgage payments
Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel
Type
Premium travel rewards credit card
Fees
$395 annual fee
Rates & rewards
10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products