Compared from 936 real customer reviews

Capital One Platinum Secured vs Discover it Student Cash Back vs YNAB

Side by side from 936 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

65 signal

29 reviews

59 signal

21 reviews

81 signal

886 reviews

In short

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Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.

Liked mostreviews mentioning it

Watch forreviews mentioning it

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Specs

Type
Secured credit card
Fees
$0 annual fee
Rates & rewards
Not listed
Minimum
$49, $99 or $200 minimum refundable deposit
Type
Student credit card
Fees
No annual fee
Rates & rewards
5% cash back in quarterly categories when you activate; 1% on all other purchases
Minimum
Not listed
Type
Budgeting app
Fees
$109 a year (annual plan)
Rates & rewards
Not listed
Minimum
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products