Compared from 1,588 real customer reviews

Capital One Venture X vs American Express Gold Card vs Chase Sapphire Reserve

Side by side from 1,588 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Capital One Venture X

Travel rewards card

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American Express Gold Card

Travel rewards card

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Chase Sapphire Reserve

83 signal

75 signal

79 signal

In short

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

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Specs

Type: Premium travel rewards credit card
Fees: $395 annual fee
Rates & rewards: 10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases

Type: Travel rewards charge card
Fees: $325 annual fee
Rates & rewards: 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

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