Compared from 1,396 real customer reviews

Capital One Venture X vs Monarch vs American Express The Platinum Card from American Express

Side by side from 1,396 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

83 signal

162 reviews

79 signal

514 reviews

87 signal

720 reviews

In short

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

Mint-style overview that many moved to from Mint, YNAB or Copilot; accounts that stop syncing.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
Premium travel rewards credit card
Fees
$395 annual fee
Rates & rewards
10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases
Type
Budgeting and net-worth app
Fees
Core $99.99 a year or $14.99/month; Plus $199 a year
Rates & rewards
Not listed
Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products