Compared from 1,493 real customer reviews
Capital One Venture X vs Revolut vs American Express The Platinum Card from American Express
Side by side from 1,493 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
83 signal
162 reviews73 signal
611 reviews87 signal
720 reviewsIn short
Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.
Many customers like it for travel, currency exchange, transfers and the app, and some use it as a main bank for years.
Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.
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Specs
- Type
- Premium travel rewards credit card
- Fees
- $395 annual fee
- Rates & rewards
- 10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases
- Type
- Multi-currency account with card
- Fees
- Standard plan $0.00/month; exchange fair-usage limits and fees depend on the plan
- Rates & rewards
- Up to 4% APY on High Yield Savings (as of Sep 1, 2026; variable; 4% on balances up to $10,000)
- Type
- Premium travel rewards charge card
- Fees
- $895 annual fee
- Rates & rewards
- 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel
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