Compared from 1,768 real customer reviews

Capital One Venture X vs YNAB vs American Express The Platinum Card from American Express

Side by side from 1,768 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

83 signal

162 reviews

81 signal

886 reviews

87 signal

720 reviews

In short

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Liked mostreviews mentioning it

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Specs

Type
Premium travel rewards credit card
Fees
$395 annual fee
Rates & rewards
10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases
Type
Budgeting app
Fees
$109 a year (annual plan)
Rates & rewards
Not listed
Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

More comparisons

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