Compared from 819 real customer reviews

Chase Sapphire Preferred vs American Express The Platinum Card from American Express vs Citi Strata Premier

Side by side from 819 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Chase Sapphire Preferred

Travel rewards card

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American Express The Platinum Card from American Express

Travel rewards card

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Citi Strata Premier

75 signal

87 signal

61 signal

In short

Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

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Specs

Type: Travel rewards credit card
Fees: $95 annual fee
Rates & rewards: 5x points on Chase Travel, 3x on dining

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: Travel rewards credit card
Fees: $95 annual fee
Rates & rewards: 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging

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