Compared from 1,452 real customer reviews

Chase Sapphire Preferred vs Chase United Explorer Card vs Chase Sapphire Reserve

Side by side from 1,452 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Chase Sapphire Preferred

Travel rewards card

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Chase United Explorer Card

Travel rewards card

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Chase Sapphire Reserve

75 signal

67 signal

79 signal

In short

Customers value the Hyatt and airline transfer partners, primary rental car coverage and no foreign transaction fees, with the points often worth it for travel.

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

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Specs

Type: Travel rewards credit card
Fees: $95 annual fee
Rates & rewards: 5x points on Chase Travel, 3x on dining

Type: Airline credit card
Fees: $0 intro annual fee for the first year, then $150
Rates & rewards: 9x total miles on eligible United flights; 3x on other eligible United purchases; 2x on dining and hotels booked direct; 1x on all other purchases

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

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Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products