Compared from 2,237 real customer reviews

Chase Sapphire Reserve vs American Express The Platinum Card from American Express vs Wise

Side by side from 2,237 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Chase Sapphire Reserve

Travel rewards card

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American Express The Platinum Card from American Express

Travel rewards card

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Wise

79 signal

87 signal

87 signal

In short

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Liked mostreviews mentioning it

helpful support4

Watch forreviews mentioning it

poor support11

Specs

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: International transfers and multi-currency account
Fees: Mid-market exchange rate plus a fee shown upfront
Rates & rewards: Live mid-market exchange rate with no markup; transfer fee quoted upfront

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