Compared from 2,055 real customer reviews

Chase Sapphire Reserve vs Western Union vs American Express The Platinum Card from American Express

Side by side from 2,055 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

79 signal

1,319 reviews

50 signal

16 reviews

87 signal

720 reviews

In short

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

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Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

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Specs

Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining
Type
International money transfer
Fees
Fees vary by country, channel and payment method; WU also earns on FX
Rates & rewards
My WU: 100 points per online transfer; 500 points = up to $2 off transfer fees
Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

More comparisons

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