Compared from 2,061 real customer reviews

Citi Strata Premier vs American Express The Platinum Card from American Express vs Chase Sapphire Reserve

Side by side from 2,061 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Citi Strata Premier

Travel rewards card

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American Express The Platinum Card from American Express

Travel rewards card

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Chase Sapphire Reserve

61 signal

87 signal

79 signal

In short

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Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

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Specs

Type: Travel rewards credit card
Fees: $95 annual fee
Rates & rewards: 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

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