Compared from 1,106 real customer reviews

Copilot Money vs M1 vs YNAB

Side by side from 1,106 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75 signal

179 reviews

61 signal

40 reviews

81 signal

887 reviews

In short

Customers who like it praise the clean, fast interface, quick transaction syncing and good recurring and investment views.

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Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
Budgeting app
Fees
$109 billed yearly (shown as a limited-time offer)
Rates & rewards
Not listed
Type
Investing app and brokerage
Fees
$3/month platform fee, waived over $10,000; no commission or management fees
Rates & rewards
3.35% APY on M1 High-Yield Cash Account; borrow against portfolio at 5.90%
Type
Budgeting app
Fees
$109 a year (annual plan)
Rates & rewards
Not listed

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products