Compared from 1,548 real customer reviews

American Express Hilton Honors American Express Card vs Chase Sapphire Reserve vs Bilt Card

Side by side from 1,548 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

59 signal

20 reviews

79 signal

1,319 reviews

76 signal

209 reviews

In short

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Liked mostreviews mentioning it

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Specs

Type
Hotel credit card
Fees
No annual fee
Rates & rewards
7x points at Hilton hotels and resorts; 5x on U.S. dining, U.S. supermarkets and U.S. gas
Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining
Type
Rent and travel rewards credit card
Fees
Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards
Up to 1.25x points on rent and mortgage payments

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products