Compared from 1,507 real customer reviews
Monarch vs American Express Gold Card vs YNAB
Side by side from 1,507 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
79 signal
514 reviews75 signal
107 reviews81 signal
886 reviewsIn short
Mint-style overview that many moved to from Mint, YNAB or Copilot; accounts that stop syncing.
Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.
Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.
Liked mostreviews mentioning it
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Specs
- Type
- Budgeting and net-worth app
- Fees
- Core $99.99 a year or $14.99/month; Plus $199 a year
- Rates & rewards
- Not listed
- Type
- Travel rewards charge card
- Fees
- $325 annual fee
- Rates & rewards
- 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
- Type
- Budgeting app
- Fees
- $109 a year (annual plan)
- Rates & rewards
- Not listed
More comparisons
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