Compared from 951 real customer reviews

American Express The Platinum Card from American Express vs Citi Strata Premier vs Bilt Card

Side by side from 951 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express The Platinum Card from American Express

Travel rewards card

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Citi Strata Premier

Travel rewards card

Visit site

Bilt Card

87 signal

61 signal

76 signal

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

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Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Liked mostreviews mentioning it

Watch forreviews mentioning it

poor support12

Specs

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: Travel rewards credit card
Fees: $95 annual fee
Rates & rewards: 10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging

Type: Rent and travel rewards credit card
Fees: Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards: Up to 1.25x points on rent and mortgage payments

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