Compared from 1,736 real customer reviews

American Express The Platinum Card from American Express vs Fidelity Brokerage Account vs Bilt Card

Side by side from 1,736 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express The Platinum Card from American Express

Travel rewards card

Visit site

Fidelity Brokerage Account

Brokerage

Visit site

Bilt Card

87 signal

84 signal

76 signal

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Highly rated service with everything in one place; a sizable minority report held transfers.

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Liked mostreviews mentioning it

Watch forreviews mentioning it

poor support12

Specs

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel
Minimum: Not listed

Type: Brokerage account
Fees: $0 commission for online US stock and ETF trades
Rates & rewards: Uninvested cash in SPAXX: 3.57% 7-day yield (as of Nov 5, 2026; variable; not FDIC-insured)
Minimum: No minimum to open

Type: Rent and travel rewards credit card
Fees: Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards: Up to 1.25x points on rent and mortgage payments
Minimum: Not listed

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