Compared from 1,234 real customer reviews

American Express The Platinum Card from American Express vs Monarch

Side by side from 1,234 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

87 signal

720 reviews

79 signal

514 reviews

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Mint-style overview that many moved to from Mint, YNAB or Copilot; accounts that stop syncing.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel
Type
Budgeting and net-worth app
Fees
Core $99.99 a year or $14.99/month; Plus $199 a year
Rates & rewards
Not listed

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