Compared from 1,540 real customer reviews

American Express The Platinum Card from American Express vs Revolut vs Bilt Card

Side by side from 1,540 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express The Platinum Card from American Express

Travel rewards card

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Revolut

Money transfer

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Bilt Card

87 signal

73 signal

76 signal

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Many customers like it for travel, currency exchange, transfers and the app, and some use it as a main bank for years.

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Liked mostreviews mentioning it

Watch forreviews mentioning it

poor support12

Specs

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: Multi-currency account with card
Fees: Standard plan $0.00/month; exchange fair-usage limits and fees depend on the plan
Rates & rewards: Up to 4% APY on High Yield Savings (as of Sep 1, 2026; variable; 4% on balances up to $10,000)

Type: Rent and travel rewards credit card
Fees: Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards: Up to 1.25x points on rent and mortgage payments

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