Compared from 2,054 real customer reviews

American Express The Platinum Card from American Express vs Rocket Money vs Chase Sapphire Reserve

Side by side from 2,054 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express The Platinum Card from American Express

Travel rewards card

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Rocket Money

Budgeting app

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Chase Sapphire Reserve

87 signal

57 signal

79 signal

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Users mostly treat Rocket Money as a stand-in after Mint or Monarch, finding it fairly good though not quite as polished as Monarch.

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Liked mostreviews mentioning it

easy to use4

Watch forreviews mentioning it

Specs

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: Budgeting and subscription app
Fees: Free plan; Premium is sliding-scale monthly pricing with a 7-day free trial; Premium+ is $15/month plus tax
Rates & rewards: Not listed

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

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