Compared from 1,127 real customer reviews

American Express The Platinum Card from American Express vs Wise vs Bilt Card

Side by side from 1,127 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

American Express The Platinum Card from American Express

Travel rewards card

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Wise

Money transfer

Visit site

Bilt Card

87 signal

87 signal

76 signal

In short

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Customers like earning points on rent with no annual fee, plus the transfer partners and travel perks.

Liked mostreviews mentioning it

helpful support4

Watch forreviews mentioning it

poor support11

poor support12

Specs

Type: Premium travel rewards charge card
Fees: $895 annual fee
Rates & rewards: 5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

Type: International transfers and multi-currency account
Fees: Mid-market exchange rate plus a fee shown upfront
Rates & rewards: Live mid-market exchange rate with no markup; transfer fee quoted upfront

Type: Rent and travel rewards credit card
Fees: Three cards: Blue $0, Obsidian $95, Palladium $495 annual fee
Rates & rewards: Up to 1.25x points on rent and mortgage payments

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