Compared from 1,537 real customer reviews

Chase United Explorer Card vs Chase Sapphire Reserve vs Capital One Venture X

Side by side from 1,537 real reviews. Every count is the same as on each product’s page.

How the signal works

The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

Chase United Explorer Card

Travel rewards card

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Chase Sapphire Reserve

Travel rewards card

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Capital One Venture X

67 signal

79 signal

83 signal

In short

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

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Specs

Type: Airline credit card
Fees: $0 intro annual fee for the first year, then $150
Rates & rewards: 9x total miles on eligible United flights; 3x on other eligible United purchases; 2x on dining and hotels booked direct; 1x on all other purchases

Type: Premium travel rewards credit card
Fees: $795 annual fee
Rates & rewards: 8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

Type: Premium travel rewards credit card
Fees: $395 annual fee
Rates & rewards: 10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases

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