Compared from 1,462 real customer reviews

Wells Fargo Autograph Journey vs Chase Sapphire Reserve vs American Express Gold Card

Side by side from 1,462 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

62 signal

36 reviews

79 signal

1,319 reviews

75 signal

107 reviews

In short

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Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.

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Specs

Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
5X points on hotels, 4X on airlines, 3X on restaurants and other travel, 1X other; $50 annual airline statement credit
Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining
Type
Travel rewards charge card
Fees
$325 annual fee
Rates & rewards
4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products