Compared from 254 real customer reviews

Western Union vs M1 vs Wise

Side by side from 254 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is next to others of its kind. It rises with positive reviews and with how many there are; negative and mixed reviews take points off. The best in each category scores in the 90s.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

51 signal

16 reviews

61 signal

40 reviews

89 signal

198 reviews

In short

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Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
International money transfer
Fees
Fees vary by country, channel and payment method; WU also earns on FX
Rates & rewards
My WU: 100 points per online transfer; 500 points = up to $2 off transfer fees
Type
Investing app and brokerage
Fees
$3/month platform fee, waived over $10,000; no commission or management fees
Rates & rewards
3.35% APY on M1 High-Yield Cash Account; borrow against portfolio at 5.90%
Type
International transfers and multi-currency account
Fees
Mid-market exchange rate plus a fee shown upfront
Rates & rewards
Live mid-market exchange rate with no markup; transfer fee quoted upfront

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products