Compared from 321 real customer reviews
Wise vs American Express Gold Card vs Western Union
Side by side from 321 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
87 signal
198 reviews75 signal
107 reviews50 signal
16 reviewsIn short
Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.
Strong 4x earning on dining and groceries; the annual fee stings and the credits suit city dwellers.
Liked mostreviews mentioning it
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Specs
- Type
- International transfers and multi-currency account
- Fees
- Mid-market exchange rate plus a fee shown upfront
- Rates & rewards
- Live mid-market exchange rate with no markup; transfer fee quoted upfront
- Type
- Travel rewards charge card
- Fees
- $325 annual fee
- Rates & rewards
- 4x points at restaurants worldwide (up to $50K a year) and at U.S. supermarkets (up to $25K a year)
- Type
- International money transfer
- Fees
- Fees vary by country, channel and payment method; WU also earns on FX
- Rates & rewards
- My WU: 100 points per online transfer; 500 points = up to $2 off transfer fees
More comparisons
Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products