Compared from 918 real customer reviews

Wise vs American Express The Platinum Card from American Express

Side by side from 918 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

87 signal

198 reviews

87 signal

720 reviews

In short

Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Lounges and hotel stays outweigh the fee for frequent travellers; others call it a coupon book.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
International transfers and multi-currency account
Fees
Mid-market exchange rate plus a fee shown upfront
Rates & rewards
Live mid-market exchange rate with no markup; transfer fee quoted upfront
Type
Premium travel rewards charge card
Fees
$895 annual fee
Rates & rewards
5x points on flights booked directly with airlines or Amex Travel (up to $500K a year) and on prepaid hotels via Amex Travel

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