Compared from 1,088 real customer reviews
Wise vs Xoom vs YNAB
Side by side from 1,088 real reviews. Every count is the same as on each product’s page.
How the signal works
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
87 signal
198 reviews75% positive
4 reviews81 signal
886 reviewsIn short
Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.
Many customers say it changed how they handle money, with zero-based budgeting that is worth the subscription once learned.
Liked mostreviews mentioning it
Watch forreviews mentioning it
Specs
- Type
- International transfers and multi-currency account
- Fees
- Mid-market exchange rate plus a fee shown upfront
- Rates & rewards
- Live mid-market exchange rate with no markup; transfer fee quoted upfront
- Type
- International money transfer (PayPal)
- Fees
- Fees vary by country, amount and payment method, shown before you send; Xoom also earns on currency exchange
- Rates & rewards
- Exchange rate shown upfront before you send
- Type
- Budgeting app
- Fees
- $109 a year (annual plan)
- Rates & rewards
- Not listed
More comparisons
Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products