Compared from 364 real customer reviews

Xoom vs Capital One Venture X vs Wise

Side by side from 364 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75% positive

4 reviews

83 signal

162 reviews

87 signal

198 reviews

In short

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Travel credit and anniversary miles offset the fee, though the portal-only credit is cumbersome.

Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
International money transfer (PayPal)
Fees
Fees vary by country, amount and payment method, shown before you send; Xoom also earns on currency exchange
Rates & rewards
Exchange rate shown upfront before you send
Type
Premium travel rewards credit card
Fees
$395 annual fee
Rates & rewards
10x miles on hotels and rental cars through Capital One Travel, 5x on flights and vacation rentals through Capital One Travel, 2x on all other purchases
Type
International transfers and multi-currency account
Fees
Mid-market exchange rate plus a fee shown upfront
Rates & rewards
Live mid-market exchange rate with no markup; transfer fee quoted upfront

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products