Compared from 224 real customer reviews

Xoom vs Citi Strata Premier vs Wise

Side by side from 224 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75% positive

4 reviews

61 signal

22 reviews

87 signal

198 reviews

In short

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Low, upfront fees and good exchange rates for international transfers; accounts blocked in reviews.

Liked mostreviews mentioning it

Watch forreviews mentioning it

Specs

Type
International money transfer (PayPal)
Fees
Fees vary by country, amount and payment method, shown before you send; Xoom also earns on currency exchange
Rates & rewards
Exchange rate shown upfront before you send
Type
Travel rewards credit card
Fees
$95 annual fee
Rates & rewards
10x points on hotels, car rentals and attractions via cititravel.com; 3x on air travel, other hotels, restaurants, supermarkets, gas and EV charging
Type
International transfers and multi-currency account
Fees
Mid-market exchange rate plus a fee shown upfront
Rates & rewards
Live mid-market exchange rate with no markup; transfer fee quoted upfront

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products