Compared from 1,934 real customer reviews

Xoom vs Revolut vs Chase Sapphire Reserve

Side by side from 1,934 real reviews. Every count is the same as on each product’s page.

How the signal works
The signal score

A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.

So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.

75% positive

4 reviews

73 signal

611 reviews

79 signal

1,319 reviews

In short

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Many customers like it for travel, currency exchange, transfers and the app, and some use it as a main bank for years.

Many customers get strong value from the travel credit, lounges, insurance, points boost and transfer partners, often more than the annual fee.

Liked mostreviews mentioning it

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Specs

Type
International money transfer (PayPal)
Fees
Fees vary by country, amount and payment method, shown before you send; Xoom also earns on currency exchange
Rates & rewards
Exchange rate shown upfront before you send
Type
Multi-currency account with card
Fees
Standard plan $0.00/month; exchange fair-usage limits and fees depend on the plan
Rates & rewards
Up to 4% APY on High Yield Savings (as of Sep 1, 2026; variable; 4% on balances up to $10,000)
Type
Premium travel rewards credit card
Fees
$795 annual fee
Rates & rewards
8x points on Chase Travel, 4x on flights and hotels booked direct, 3x on dining

More comparisons

Shares count reviews with a clear verdict from the recent window, like each product’s page. Tags are counted over the same reviews. All products