Wise Reviews

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Uses Wise as their main account and has been with it for eight-plus years without an issue, keeping Revolut only for its joint account feature.

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Used Wise to move all the money for their daughter's three years at university in Amsterdam and found it the cheapest option and always very reliable.

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Has sent a lot of money from the US to Canada through Wise for a car and a house with no problems and the best exchange rates, though one final transfer had to wait a month because of a maximum within a 3-month period.

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Lived in the UK for 24 years with accounts on both sides and used Wise whenever shifting funds, finding it very fair at under 0.3% compared with over 2% at most banks.

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Has used Wise for two years without issues and finds it usually the cheapest, with transfers normally arriving within minutes, though an unusual or larger amount can take an extra day.

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Used Wise recently to transfer a fairly large sum in several wires, finding fees competitive and upfront and the exchange on their currency pairs streets ahead of banks and xe.com.

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Says that with Wise you know the exact fees and outcome before sending, and in their experience it is the fastest and usually cheapest option compared with wire transfers.

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Typically paid around 0.6% to convert small amounts with Wise, calling the rate competitive and the fee disclosure very transparent, though wary of using it for very large transfers.

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After accidentally sending a small payment twice, Wise credited a generous amount toward fees that lasted a year.

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Funded a house purchase with several ACH transfers into Wise in 2024; each took about five days to clear but there were no issues.

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Has used Wise a few times a month for ten years and finds its fees generally much lower than a bank wire or Western Union, and lower than Remitly too.

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Sent a large transfer from a US account to a European bank through Wise and it worked fine, though they were nervous while waiting for it to clear.

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Finds Wise better than a credit union wire for smaller amounts, and likes being able to set up the Wise US account as an external account to move money easily.

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Has transferred large amounts through Wise without any issues.

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On an established account, moving their own money between USD and EUR with Wise rarely takes more than two minutes; says it avoids intermediary banks and shows exact amounts before sending.

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Always uses Wise to move money from a US account to Ireland by wiring to a US account, exchanging in Wise, then sending euros to their Irish bank; uses Revolut mainly like Venmo.

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Opened a Wise account before moving to Spain, chose the digital card first, then ordered a cheap physical card that was mailed right away, and feels comfortable relying on it.

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Lived in Europe using Wise for its IBAN and never had to set up a local bank, keeping money in the US and using credit cards for everything but rent.

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Says Wise is better than Revolut in terms of rates and usability, though it is not flashy or famous, and that neobank accounts should not be used as a primary bank.

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Has Social Security direct deposits going to Wise on the scheduled day, calls it great and flawless, and used it to send a large amount directly to a dealership for a car with zero complaints.

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Has used Wise consistently for four to five years for international transfers.

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Keeps both Wise and Revolut, and finds Wise works great for sending money to family in Canada, since Revolut does not let Canadians use its app.

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Prefers Wise to Revolut for transfers because Revolut can deduct undisclosed intermediary-bank fees along the way and charges more on weekends, while Wise is more transparent and uses local accounts to avoid those fees.

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Sends money internationally to family monthly through Wise for decades, finding it cheaper and less likely to trigger fraud flags when the transfer is initiated from the bank side.

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Has used Wise for business for around ten years, receiving money from around the world and paying people globally, and calls it flawless.

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Has used Wise many times for international transfers and finds its fees quite low.

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Used Wise on a trip abroad to send money to their spouse local bank account in her home country, and it worked just fine.

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Uses Wise all the time for a small business and finds it faster and cheaper than their bank.

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Has used Wise for six years for international bank transfers with no issue and says they trust it more than their own bank.

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Says their recent Wise transfers from a US account to a Dutch euro account cost less than half a percent in fees.

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Their US credit union asked many questions about a large outgoing amount, but the transfer through Wise itself worked well.

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Lives abroad and has had no issues receiving Social Security payments into Wise for three years running.

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Has moved large amounts through Wise without a problem and says its rates cannot be beaten, though they split transfers into smaller ones.

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Moved a large sum through Wise in three tranches to buy an apartment with no delays, and after comparing brokers and other services found Wise the cheapest, easiest and most convenient.

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Says Wise is that much cheaper than a bank; they now have Wise pull dollars by ACH, convert to euros and send by SEPA to an IBAN, with fees about 15 cents per 10 dollars sent.

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Moved a large sum domestically through Wise into a brokerage and savings account in a few minutes, and found the international quote far cheaper than a traditional bank would have been.

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Moved a large sum from a US bank into Wise to buy an apartment in Europe; the fee and exchange rate were fair, the transfer took a few days after a source-of-funds form, and conversion was very quick.

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Says Wise is much cheaper than a bank wire and, in their experience, fast and reliable.

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Uses Wise a lot, as do their in-laws, finding fees low and the exchange rate normal; once the accounts are connected they can move money from the US to the Netherlands instantly.

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Does regular transfers between the US, UK and EU with Wise and remembers only one small fee of 2 or 3 dollars; transfers from their US bank to Wise are free push transactions.