cash-back card
American Express

Blue Cash Preferred Card

Fees and rates as stated on americanexpress.com on 2026-10-29. Rates, fees and terms change; check the provider's site before you apply or open an account.

Category
Cash-back card
Type
Cash-back credit card
Fees
$0 intro annual fee the first year, then $95
Rates & rewards
6% cash back at U.S. supermarkets (up to $6,000 a year, then 1%) and on select U.S. streaming; 3% on transit and U.S. gas
Minimum
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What customers keep saying · from 3 reviews

great rewards3

Uses the Blue Cash Preferred for groceries at 6% back, since they rarely eat out.

“I use my Blue cash preferred at the grocery store because I get 6% back.”
positivegreat rewards
Redditr/amex·

Uses the Blue Cash Preferred for streaming and groceries, with a backup card once grocery spending passes its cap, and it works well for them.

“I have a BCP and use it for streaming/groceries. Works well for me.”
positivegreat rewards

Uses the Blue Cash Preferred for 6% on groceries and streaming, and its monthly Disney credit offsets the annual fee for them.

“I use Amex Blue Cash Preferred with 6% cash back on groceries, streaming, and transit.”
positivegreat rewards