checking
Capital One

360 Checking

Fees and rates as stated on capitalone.com on 2026-10-29. Rates, fees and terms change; check the provider's site before you apply or open an account.

Category
Checking
Type
Online checking account
Fees
No monthly fees, no overdraft fees
Rates & rewards
—
Minimum
No minimum balance to open or keep

After opening a Capital One checking account, it was restricted after every deposit, and support threatened to close it rather than help.

“after every single deposit they restricted my checking account. I called in to get it unrestricted and the first two people threatened to close my account”
negativeaccount frozenpoor support