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Uses Monarch for general financial planning; finds it hard to track card points with it, though its automation rules are robust.
“I use Monarch for general financial planning but I haven’t used it for tracking points as it seems difficult to accurately know how everything’s coded.”
Uses Monarch to record every transaction rather than for budgeting, and likes how far its categories can be customised.
“I use Monarch and don’t touch the budgeting feature. It records all of my transactions and allows a lot of customization for multiple layers of categorization.”