Reddit · r/CreditCards · Feb 21, 2025
PositiveSummary of a Reddit comment
They upgraded their Platinum to a Quicksilver when offered, and now have a higher limit and cash back. They use it rarely but say it is much better than the Platinum.
Capital One Platinum Reviews
Starter card
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (48)
Add your reviewShowing 1 review mentioning great rewards Show all
Common questions about Capital One Platinum
Is Capital One Platinum worth it?
Of the 48 reviews with a clear verdict, 46% are positive, 25% mixed and 29% negative. The praise mentioned most is great rewards. The most common complaint is account frozen.
What do people like about Capital One Platinum?
The praise reviewers mention most: great rewards (1 review) and reliable (1 review). For example: They upgraded their Platinum to a Quicksilver when offered, and now have a higher limit and cash back. They use it rarely but say it is much better than the Platinum.
What are the most common complaints about Capital One Platinum?
The complaints reviewers mention most: account frozen (3 reviews) and poor support (1 review). For example: They had a regular Platinum card and a Quicksilver with cash back accumulated, and all accounts were closed within a week of one returned payment. Two years on they still get denied for new cards with Capital One.
What does the signal score of 66 mean?
It's how well reviewed Capital One Platinum is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Capital One Platinum?
Category: Starter card. Type: Credit card for fair credit. Fees: $0 annual fee.
Where do these Capital One Platinum reviews come from?
48 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.