Starter card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Showing 2 reviews mentioning reliable Show all
Reddit · r/CapitalOne · Nov 4, 2026
PositiveSummary of a Reddit comment
They opened the secured card earlier this year, had its limit raised automatically after a few months, and it later graduated to unsecured without a request. They paid on time and kept utilization low.
Reddit · r/CreditCards · Jan 6, 2026
PositiveSummary of a Reddit post
They used Quicksilver Secured for subscriptions for about six months and were then moved to an unsecured card, with their security deposit refunded automatically.
Of the 37 reviews with a clear verdict, 41% are positive, 38% mixed and 22% negative. The praise mentioned most is reliable. The most common complaint is poor support.
The praise reviewers mention most: reliable (2 reviews). For example: They used Quicksilver Secured for subscriptions for about six months and were then moved to an unsecured card, with their security deposit refunded automatically.
The complaints reviewers mention most: poor support (2 reviews). For example: They got a Quicksilver Secured and found Capital One held their credit line for several days after a first full payment from a new bank, and support was not very helpful.
It's how well reviewed Capital One Quicksilver Secured is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Starter card. Type: Secured credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase. Minimum: $200 minimum refundable deposit.
37 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.