American Express Gold Card Reviews

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Uses the Amex Gold's credits as part of their routine: two free Dunkin' coffees a month and Resy restaurants near home and work.

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They hold both the Amex Gold and the Chase Sapphire Preferred and say the Gold is still their favorite because it fits their spending and the rewards they want, though its annual fee is higher.

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Holds both the Amex Gold and Venture X and says the Gold works well for them because it matches where they already spend on food.

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They have used the Amex Gold as their main grocery and dining card for several years and value its transfer partners, which have paid for a good amount of travel.

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Got a year of Uber One credited back on their Amex Gold and is impressed with the card.

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Has had the Amex Gold since 2011, gets good value redeeming with Delta and Hilton, and uses enough credits to cover the annual fee.

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Living in a city, they use many of the Amex Gold's credits; the Resy and Uber credits are fantastic for them.

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Gets more value from the Gold than expected; 4x on food suits eating out with friends.

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They use the Amex Gold for their household grocery and dining spend at four points per dollar, which adds up to a large yearly points total they compare to a business class flight.

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Uses the Amex Gold's credits with little effort (Uber Eats, Dunkin' loaded in the app, Resy), which in effect makes the 4x free for them.

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They loved their Amex Gold as a workhorse card earning 4x on restaurants and groceries, and later upgraded to the Platinum for its larger sign-up bonus.

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Gets more back in Gold credits than the fee, before offers and 4x dining.

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Uses the Gold's Resy credit by buying restaurant gift cards.

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The Gold's Resy credit posts within a week, even for drinks.

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The Gold's Resy credit triggered just by paying at a Resy restaurant.

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Got the Amazon reload bonus on the Gold card and two authorized-user accounts within a day.

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Heavily used on groceries and eating out; rewards build up quickly.

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Kept the Gold after considering switching to the Savor, with tremendous value from transfer partners.

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They hold both the Amex Gold and Chase Sapphire Preferred and like the Gold for its 4x on food, 3x on flights and monthly dining offers that let them break even on the fee.

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Venture X plus Gold is their core combo and it is solid.

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Naturally uses the Gold's credits.

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Pairs their Amex Gold dining credit with the Chase DoorDash credit for food and drinks.

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With a small child, most of their spending is groceries, so they're happy using the Amex Gold for it.

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Uses the Amex Gold because most of their meals are eaten out and it earns the most there.

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The Gold's Resy credit posts the next day in Houston.

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Retired couple who have held the Amex Gold for years; they use all the credits and recently used the Resy credit for takeout.

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Loves the Amex Gold because it rewards their biggest spending, food, and its points have let them travel for very little.

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Gets over 2 cents per point from Amex Gold points, so 4x is worth at least 8% to them, and about $200 a year from the credits after delivery-app markups.

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Groceries easily covered the annual fee and 4x restaurant spend plus credits gave great value.

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Has had the Amex Gold since about 2016 and is very happy with it; eating out a lot in NYC, it stays worth it even after the annual fee went up.

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Counts the Amex Gold's credits at a discount for the hassle, but still comes out ahead of no-fee 3% cards given their points value and food spending.

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Eats out often and uses Uber Eats a couple of times a month, so the Amex Gold's credit is handy for them.

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Two months in, the Amex Gold beat their expectations: 4x on restaurants and groceries covers their biggest spending, and they use the dining credit for coffee pickups.

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Uses every Amex Gold credit and spends heavily on food for a family of six, so it stays one of their best cards even after the refresh.

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Lives alone and spends a lot on food; switched from DashPass to Uber Eats with the Amex Gold and uses its credits without trouble.

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Moves grocery spending to the Amex Gold once the Blue Cash Preferred's cap is reached, and uses both cards' credits easily enough to justify the fees.

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The Gold is definitely an earner though MR is not yet used.

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Amex Gold points from the bonus and later from food spending paid for trips to Europe twice; the card stays in their wallet.

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Has moved most of their spending to the Amex Gold for 4x on groceries and dining, and plans to downgrade their Sapphire Reserve.

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Dines out a lot and sees Gold points racking up.

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Heavy diner finds the Gold's 4x points worth it.

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All the Amex Gold benefits fit their spending well.