Capital One Venture X Reviews

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Pairs the Venture X with a Savor and says the annual travel credit and yearly miles more than cover the fee even with one trip a year. They also value the lounge access during layovers.

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Barely spends on it beyond work travel, but the travel credit and anniversary points cover the annual fee.

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They hold the Venture X alongside a Sapphire Reserve and praise its price protection and price matching on flights, which return the difference as a travel credit, plus perks like the Global Entry credit.

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They hold the Venture X and considered returning to the Sapphire after the lounge perk changes, but ended up choosing a different premium card for its lounge access and elite status instead.

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Both home airports have a Capital One lounge and the $300 credit is super easy to use.

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They see the Venture X as an easy net-value card, valuing its hotel portal earn and annual credit that offsets the fee, plus lounge access at an airport they frequent.

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They love their Venture X and pair it with a Savor, noting it took over a year to get approved and that its value really shows once you travel several times a year booking hotels and flights.

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They used the Venture X with a Savor for several years and found it good for solo travelers and car rentals, but the lounge cutbacks hurt their family so they are phasing it out.

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They love their Venture X, using the airport lounge on every trip from New York and finding the Priority Pass access useful, though they have shifted toward Citi cards as a main card.

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They got the Venture X mainly for unlimited Priority Pass access, finding the lounges weak in the US but good internationally, and like it alongside a Chase Sapphire Preferred.

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They treat the Savor and Venture X combination as their main workhorse, putting Venture X miles toward flights and car rentals through the travel eraser, while their Quicksilver sits mostly unused.

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They held the Venture X for years alongside a Savor and built up a large stash of points for several flights to Europe, then moved to a no-fee card when their travel habits changed and got part of the fee refunded.

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They are very happy with Venture X customer service and find the Capital One lounges on par with Amex lounges, though they say Amex is still pretty good for fraud and insurance claims.

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Travels twice a year and finds the Venture X the easiest card to justify its annual fee; they had the Amex Platinum and closed it.

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Finds the Venture X easy: the travel credit works like cash on flights and rentals, and its lounge access came in handy a few times this year.

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They added a Venture X for their partner because their household travels internationally several times a year and lounge access is a must, calling it an easy net-negative card given how much they travel.

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They favor the Venture X for international travel for its flat earning on everything and lounge access, saying it is easy to offset the annual fee.

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They switched to the Venture X as their backup Visa for travel and like the airport lounge access at their home airport, saying the annual fee practically pays for itself.

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They run the Venture X alongside a Delta Gold and say the Venture X makes spending on the Gold mostly pointless beyond the welcome bonus, while booking Delta flights through it adds extra value. They note its lounges are fewer and smaller.

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They hold Venture X as part of a five-card setup and like the lifestyle and premier collection so far, finding the anniversary points useful and the travel eraser a dependable floor value for their points.

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Likes the Venture X points and Capital One lounges, and has used its portal travel credit every year.

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Free additional cardholders let their spouse and parents have lounge access.

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They added the Venture X for the lounge at their home airport, noting its lower annual fee and yearly anniversary points compared with the Reserve they have held for years.

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They have had the Venture X for about three years and love it, finding the travel portal fine and ticket prices the same. The yearly bonus miles make it basically a free card.

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They hold the Venture X with free cards for family members, each with Priority Pass, and book flights and hotels in the portal at prices similar to other sites while earning solid miles.

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Keeps the Venture X for the DFW lounge and the travel credit.

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They use their Venture X for travel purchases through the Capital One portal for mile multipliers, plus the annual credit and the Visa Infinite travel insurance.

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They love the Venture X as their go-to card for flight bookings, valuing the Priority Pass access, Hertz status, primary rental car insurance and phone protection, and highly recommend it.

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They keep the Venture X for personal travel, say it pays for itself and appreciate lounge access at their New York airports, while using another card for family Priority Pass memberships.

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They love their Venture X, the only fee-paying card they have never considered cancelling, citing flat 2x earning, decent transfer partners and good lounge access.

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They like the Venture X mainly for access to Capital One lounges at a fraction of the cost of rival premium cards, and say they would not have taken it without the lounges.

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They use the Venture X as their flat-rate card with unlimited Priority Pass access, saying the travel credits and annual bonus make the card nearly free to hold, and pair it with another travel card.

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Easily recovers the Venture X fee and keeps it for Priority Pass and Capital One lounges.

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They have held the Capital One Venture X alongside a Chase Sapphire Preferred and plan to keep the Venture X, valuing the travel eraser that recoups travel purchases booked outside the portal.

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They hold the Venture X and find it fine overall as a card, calling the Capital One lounge access and travel offset credits decent perks.

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Likes free authorized users and lounges but finds the portal-only travel credit cumbersome.

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Calls the Venture X their keeper card: portal prices are comparable, price drops after booking were refunded automatically, and authorized-user cards are free.

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Still uses the Venture X's unlimited Priority Pass and Hertz status after getting another premium card, and finds it roughly annual-fee neutral.

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They use the Venture X and call it an absolutely great card that they essentially get paid to use thanks to its travel benefits.

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Opened the Venture X for a nearby Capital One lounge and uses it for large purchases outside bonus categories; considers it basically free and likes its partners for international travel.

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They use Venture X as their premium travel and catch-all card for the 2X miles, and find it ticks many premium travel boxes for a lower annual fee than the Sapphire Reserve.

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In their second year with the Venture X and loves it: the travel credits cover the annual fee, authorized users get lounge access, and 10x on hotels pays off for their trips.

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Uses the Venture X for lounge access, TSA PreCheck and its travel credit, but puts everyday spending on Chase cards instead.

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Got upgrades and skipped counters with the Venture X's Hertz status, and relies on its rental-car coverage instead of buying insurance.

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Finds the Venture X pays for itself through portal bookings on their regular vacations, plus lounge access and the other card benefits.

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The Venture X portal makes booking United flights easy and a bit cheaper.