Chase Sapphire Reserve Reviews

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Got more than the annual fee back in tangible value within six weeks of opening the Sapphire Reserve.

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Got the card recently in the Midwest and already got more than the annual fee in value.

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Hotel credits with points boost, travel, dining, StubHub and Apple easily exceed the fee.

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After the refresh they get more value from the Sapphire Reserve than the Preferred, mainly from the dining, travel and The Edit credits.

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Finds the refreshed Sapphire Reserve easier than ever to get value from, even though it is less travel-focused.

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A Sapphire Reserve holder since launch who still gets over $1,000 a year from credits and lounges, despite no retention offer.

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Got great value redeeming points through Chase's travel portal at the 1.5x bonus, and finds the transfer partners too restrictive for how they travel.

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Uses the DoorDash grocery credits monthly and welcomes the larger restaurant credit.

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Stacked the Sapphire Reserve StubHub credit with portal cashback and bonus points on college football tickets.

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Used the travel, StubHub and restaurant credits within weeks and came out ahead of the fee easily.

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Travels a few times a year and finds the card good, though the StubHub credit does not suit them.

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Tracked a lot of value in six months and says the card fits their lifestyle.

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Cannot think of a card that fits their lifestyle better and easily got about 4k of value.

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Even at conservative valuations of lounges and credits the card pays off.

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Travels a few times a year but uses most benefits in a medium-sized city.

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Finds hotels through Chase Travel cost 30 to 50 percent fewer points than through Amex.

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They ran their spending against the card benefits and found the Reserve worthwhile, saying it has paid for itself so far, nearly a year into holding it.

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Used the Sapphire Reserve StubHub credit on event tickets that have since gone up in value.

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Keeps the Sapphire Reserve because it more than pays for itself organically.

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In the last year used the hotel, The Edit, dining, travel and Lyft credits, which already more than paid for the card.

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Is about $300 ahead on the Sapphire Reserve from the travel, StubHub, dining and Apple credits without traveling, though IAD lounges are hard to get into.

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Took a 12-day Japan trip on Sapphire Reserve credits and points, and was upgraded at two of three hotels.

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In their first year they transferred points for a long-haul trip, stacked The Edit and hotel credits, and got upgraded with IHG status.

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Has booked two trips in under a year with their Chase trifecta and still has points for another.

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Used the Sapphire Reserve The Edit credit and points boost for a two-night stay at the Limelight Denver.

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Getting strong value plus lounges and used points for four tickets to Europe.

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Their usual travel, StubHub and Apple spending makes the Sapphire Reserve almost free.

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The dining, StubHub and travel credits cover their Sapphire Reserve fee even though they cannot use The Edit.

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Has already used the Sapphire Reserve hotel, The Edit, travel and StubHub credits in their first week.

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In NYC, used the credits easily, and switching to Apple Music saved money.

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Used the Chase Shops credit and travel credit and finds it a sweet deal.

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Tracks personal value carefully and the card pays for itself more than twice over.

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Frequent work traveler uses the credits on things bought anyway and redeems points for family holiday flights.

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Two big vacations a year plus dining and StubHub credits already justify the fee.

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A Sapphire Reserve holder since launch who got about $855 of value in one DC weekend from the travel, The Edit, dining and Lyft credits.

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Uses all the benefits, so the Sapphire Reserve costs them nothing, though they miss 1.5x redemption.

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Travels internationally often and gets value from portal flights, Lyft, the dining, DoorDash and The Edit credits, and worldwide acceptance.

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Uses the previous year's points to pay the Sapphire Reserve fee and treats the other benefits as extras.

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Their concerts, Peloton, Apple TV and dining spending cover nearly the whole Sapphire Reserve fee.

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Has got over $1,100 of value from the Sapphire Reserve since the refresh.

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Has done the math repeatedly and comes out ahead with the Sapphire Reserve versus other premium cards.

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Skips the coupon game but the travel credit and spend-tier credits keep the card worth it.

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In NY, gets easy value from the travel and dining credits, lounges and 3x dining.

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Stayed with the Sapphire Reserve for its points earning and easier redemptions.

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The Sapphire Reserve's travel credit and points give them more value than the Platinum would.

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Uses the Sapphire Reserve as their main international travel card and gets well over its fee in value.

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Got a strong points boost redemption on a Vegas hotel and still finds the Sapphire Reserve worth it, though DoorDash credits are confusing.

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Finds the Sapphire Reserve travel credit effortless to use and their renewal at the old fee a great value.

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Finds the Sapphire Reserve travel, The Edit and dining credits easy to use, so they are keeping the card.

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Gets thousands of dollars a year in Sapphire Reserve credits from their regular dining and travel spending.

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Books hotels on Expedia with the Sapphire Reserve, earning 3x as travel at prices usually below the card portals.

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Booked a The Edit stay at the Omni Boston with a points boost and just enough cash to trigger the full credit.

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Replaced their music, Peloton and Apple TV subscriptions with Sapphire Reserve credits.

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Holds the Reserve, Venture X and Platinum; the Sapphire Reserve gets the most use thanks to its dining category, and they find Chase points the most useful.

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The StubHub credit offsets the fee increase for them, and they use the LGA Sapphire lounge and the rideshare credits.

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Likes the 1.5 cent redemption most and uses the points for free flights with their wife.

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Finds the Sapphire Reserve's credits easy to use because they already use Lyft and go to live events often.

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Comes out ahead on the travel, StubHub and DoorDash credits plus Priority Pass and listed restaurants.

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Transfers business Ink points to the Sapphire Reserve and still gets hundreds more in redemption value despite the fee.

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Uses points boost a lot for flights and hotels and has had no bad portal bookings, though the interface is clunky.